Call or text (205) 578-2097
Compare term life rates from 40+ carriers in about two minutes.
No email required to see prices. No phone call unless you ask for one.
See Your Rate Now
Real quotes from the carriers we actually place business with.
40+
carriers shopped
2012
serving Birmingham
100%
independent
Life only
no auto, no home
The rate you see online isn’t always the rate you get
Carriers set the prices, so every quote site shows the same numbers. What changes your actual premium is which carrier you apply to — and how that carrier reads your health history. The same person can see a 25–50% swing between insurers over one medication or a family history note. Picking correctly is the whole job, and it’s the part a quote engine can’t do for you.
How this works
1
Run your own quote
Age, state, coverage amount. Nothing else.
2
Reach out if you want
We go through your health history and narrow it to a top five.
3
Apply when ready
Or don’t. Not being ready is part of the process.
Common questions
Will I get sales calls if I run a quote?
No. You’ll see rates without entering a phone number, and we only follow up if you ask us to.
Do I need a medical exam?
Often not. Several carriers issue fully underwritten coverage in many cases with no exam.
Are you cheaper than the big online agencies?
The rates are identical everywhere — carriers file them with the state. The difference is placement, and we routinely beat larger agencies on the policy someone ends up with.
Ready to See Numbers?
Two minutes, no obligation, and no one calls unless you ask.
Prefer to talk it through first? Call or text Sam at (205) 578-2097
Assurance Financial Solutions · Birmingham, Alabama · (205) 578-2097 · sam@afslife.com