(205) 578-2097 sam@afslife.com

What is an Independent Agent? 

What is an Independent Agent?  And Why it Matters For Your Protection Experts say that there are at least seven times in your life where you’re likely to consider your life insurance (or disability & long-term care insurance for that matter). If you’re reading...
Can I Get Life Insurance if I Have High Blood Pressure?

Can I Get Life Insurance if I Have High Blood Pressure?

If you’re reading this, there is a good chance that you’ve been told by a doctor that you have high blood pressure. For many of you, you’ve been putting off applying for life insurance and now you’re concerned that you’re going to be denied or asked to pay more for...

Life Insurance and Accelerated Underwriting

I’m excited to have been a source for Investopedia on their recent article covering accelerated underwriting.What Is Accelerated Underwriting?Accelerated underwriting is a great way for healthy persons to get a life insurance policy in place, in less time,...
U.S. Life and Health Insurance Premiums Expected to Decline

U.S. Life and Health Insurance Premiums Expected to Decline

Trends in Life & Health Insurance Premiums for 2018 I’m excited to have been quoted recently by broker powerhouse Ebix in an article they published on premium changes to health insurance for 2018. The top three takeaways from the article: For most life...
Hybrid Life Insurance

Hybrid Life Insurance

Is Hybrid Life Insurance For You?I was fortunate enough recently to spend some time discussing an increasingly popular type of life Insurance with Rebecca Lake from U. S. News & World Report. Rebecca did an amazing job of covering all the angles on why this type...
Three Tips to Save Money On Your Life Insurance

Three Tips to Save Money On Your Life Insurance

Your life insurance doesn’t have to break your bank. You can be save money on your life insurance. Everyone loves saving money, myself included. There are plenty of times I’ve gone shopping for that one item that I’ve been needing only to walk out empty-handed....