NEWS & INFO
Assurance Financial Solutions (205) 578-2097
Check back regularly for in-depth articles about life insurance, financial planning, and information on protecting the ones you love.
What is an Independent Agent?
What is an Independent Agent? And Why it Matters For Your Protection Experts say that there are at least seven times in your life where you’re likely to consider your life insurance (or disability & long-term care insurance for that matter). If you’re reading...
Can I Get Life Insurance if I Have High Blood Pressure?
If you’re reading this, there is a good chance that you’ve been told by a doctor that you have high blood pressure. For many of you, you’ve been putting off applying for life insurance and now you’re concerned that you’re going to be denied or asked to pay more for...
Life Insurance and Accelerated Underwriting
I'm excited to have been a source for Investopedia on their recent article covering accelerated underwriting.What Is Accelerated Underwriting?Accelerated underwriting is a great way for healthy persons to get a life insurance policy in place, in less time, requiring...
U.S. Life and Health Insurance Premiums Expected to Decline
I’m excited to have been quoted recently by broker powerhouse Ebix in an article they published on changes to insurance premiums for 2018.
Hybrid Life Insurance
Is Hybrid Life Insurance For You?I was fortunate enough recently to spend some time discussing an increasingly popular type of life Insurance with Rebecca Lake from U. S. News & World Report. Rebecca did an amazing job of covering all the angles on why...
Three Tips to Save Money On Your Life Insurance
So for those of you who are educating yourself before you buy and for those of you who are questioning whether you’ve gotten a good deal if you’re willing to follow these tips, you’re going to save some money and that will make this process worthwhile. Not to mention the good feeling you get when you know your family or your business is protected, come-what-may.
Foods Can Raise Your Life Insurance Premiums
Would you be surprised to know that food can raise your life premiums? My beloved cheeseburger made the list... Great read from Marketwatch on 5 foods that will raise your life insurance rates. Quick Takeaway: 1. If you're needing to re-up your coverage soon, consider...
HOW UNDERWRITING AFFECTS YOUR TERM LIFE INSURANCE
Because not all life insurance companies are the same. One of the misconceptions that I deal from time to time deals with life insurance companies and underwriting. All too often people assume that life insurance companies are all alike. I had a recent client mention...
CONFUSED ABOUT TERM LIFE INSURANCE?
IF YOU’RE CONFUSED ABOUT TERM LIFE INSURANCE — YOU’RE IN THE RIGHT PLACE! If you are confused about term life insurance, don't be alarmed. If you're new to life insurance or you're researching this for the first time, you're not alone. But first, I have a confession...
Don’t Be An Ostrich: Talk About Your Life Insurance
Life insurance question right now? Call me at: (205) 578-2097.
8 Things You Absolutely Must Know About Life Insurance
I suspect we don’t love talking about life insurance because we don’t like talking about death. No shocker there. But open and honest discussions about planning for an unexpected death can be surprisingly life-giving. And even if you don’t buy that, the chances are good that purchasing life insurance is still an important part of your long-term and comprehensive financial plan. -Mike Maurer
This Week’s, SPIKING THE BALL
This week’s big win was Robert, age 48. I met Robert at O’Henry’s in Homewood. He had just left his insurance agent’s office and thought he was, “in good hands.”
Wait, How Much Life Insurance Do I Need?
Life insurance is a financial love letter that says, I love you so much that I don’t want you to struggle when I’m gone.
Getting Retirement Ready with Life Insurance
Here’s the bottom line: leveraging multiple types of financial products in a long-term strategy may help achieve retirement readiness. With its tax-advantaged treatment, flexibility and other features, life insurance merits thoughtful consideration when planning for retirement and the leaving of a legacy.
The High Turnover Rate Among Life Insurance Agents
Payscale recently did an article on turnover rates among Fortune 500 companies. Near the bottom of the list for turnover are a number of life insurance companies here in Birmingham that you may one day find yourself working with. Employee turnover speaks volumes about management’s ability to train and prepare an employee for success. Payscale’s purpose in writing the article is to inform job seekers and hopefully steer them clear of bad decisions. But it also begs the question: should you be concerned in working with a company like this?