In the world of insurance, not all life insurance agents are created equally. In Birmingham, there are generally three types of insurance professionals you’re likely to come across: The captive agentThe semi-captive, semi-broker (the hybrid) The independent brokerThe...
Scientist’s Discovery, Ten Years in the MakingSome of the more notable clients I’ve worked with in Birmingham in the past few years are Type I diabetics. Many of the diabetics I’ve worked with were either previously turned down for insurance or were paying more for...
Bundling Your Insurance to Save Money?In the buying process, when companies are similar in financial strength, the decision many times comes down to premium amount. In an attempt at staying competitive, property and casualty (P&C) companies have all moved to...
Part IIt’s time to rethink bundling your life insurance with your home and auto.Over the years, I’ve made it a point to educate people in Birmingham and Alabama on what makes a good life insurance company. Things like financial strength, aggressive underwriting, and...
