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Assurance Financial Solutions (205) 578-2097
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Being a broker allows me to find the best fit for my clientele rather than trying to make one company be a fit for everyone. If someone is looking for the most cost-effective option; I can do that. If someone wants to look at the five most competitive companies for insuring them to age 120, I can do that. More options allows me to be competitive in just about any market.
Some of the more notable clients I’ve worked with in Birmingham in the past few years are Type I diabetics. Many of the diabetics I’ve worked with were either previously turned down for insurance or were paying more for coverage than they should have been paying. Insurance companies have a long history of underwriting Type I diabetics more severely.
As a broker, I have the ability to write life insurance policies with some property and casualty companies. I need to know my market and being able to quote with many carriers always gives me a competitive edge. But I’ve never written the first life insurance policy, term or permanent, with a property and casualty company because of price. Ever. The most competitive property and casualty companies will not make it into the top ten on my life insurance quotes.
Funny man Anthony Anderson brings some humor to what is normally a serious discussion. Which one of the 5 are you?
The group life insurance benefit for CPAs is the most competitive benefit I’ve come across in the business world……………..EXCEPT when the CPA turns age 50.
One of the most common questions I get from people is how much does my employer provided life and disability insurance cost me compared to owning my own policy? I’ve done a great deal of work with employees from some of Birmingham’s largest employers including banks, hospitals and the power company all the way down to businesses with 3 employees and I can say that there are no two employee benefit plans alike! But, here a few good pointers that depending on where you work, may save you as much as 50-75% on your insurance premiums!
The study that claimed chocolate helps you lose weight? It’s fake...
Enjoy your time this weekend with friends and family as we reflect on those who gave us the freedom to do so.
Family history of heart attack? How firm is your grip?Handshake strength 'could predict' heart attack risk
From time to time I like recognizing people who do excellent work: Scott Nilsen is one such person. If you are looking to purchase a new home or refinance your current loan before rates go up, I wanted to recommend Scott Nilsen at First Federal Mortgage. Scott...